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If I terminate my mortgage life insurance can I get any of my money back?

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I've been carrying mortgage life for three years on the house I bought back then. My husband has become ill and unable to work. Since the house I bought has MANY hidden issues, I'm thinking of filing bankruptcy on the whole kit-and-caboodle. Will I be able to recover ANY of the payments I've been making on my mortgage life insurance?
I recommend you to try this internet site where one can compare rates from the best companies: http://cheap-insure.info
Are insurance premiums thought to ...
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